Best Bank Bonuses for September 2024

1. Open a Perks Checking account through the link above: You’ll need to apply for an account directly from the offer page linked above to make sure the bonus code is applied. Alternatively, you can select “Open at Branch” to get a code emailed to you so you can open an account in person. 
2. Receive a direct deposit within 90 days: You’ll have 90 days after you open the account to establish at least one qualifying direct deposit into your account of any amount. This is in contrast to most bank bonuses, which require a deposit of hundreds or thousands of dollars.
3. Receive the $400 bonus: Keep your checking account open for at least 90 days. Huntington Bank will deposit the bonus into your new account within two weeks of meeting the bonus requirements.

This bank may also offer other promotions; see more Huntington Bank Bonuses.

• Offer only available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, and Wisconsin
• Not available if you currently have a Huntington Bank personal checking account or are currently listed on anyone else’s Huntington Bank personal checking account
• Not available if you’ve closed any Huntington Bank checking accounts within the past six months
• If you qualify for this offer, you may not be eligible for any other Huntington Bank promotional bonuses for the next 12 months.

1. Open a One Checking account online with the promo code: Truist operates branch locations, but you’ll need to open this account online to earn the bonus. During the account sign-up process, enter the code given on the linked page to earn the bonus.
2. Receive a qualifying direct deposit of $500 or more within the first 90 days: In order to qualify, the direct deposit must be from an employer or government benefits.
3. Make 15 debit card purchases within the first 90 days: Those transactions need to be posted within 90 days, so don’t wait until the last minute.
4. Receive your $400 bonus: Keep your account open, in good standing, and with a positive balance until you earn the bonus. Truist will deposit it into this account within four weeks after you meet the eligibility criteria.

This bank may also offer other promotions; see more Truist Bank Bonuses.

• Only available to residents of Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Washington, D.C.
• Not available if you’re already the primary owner of an existing Truist checking account, or if you’ve closed one since February 28, 2023

1. Open a new Citizens Bank checking account and your first Citizens Savings account on the same date: Open a new checking account from the linked bonus offer page. You’ll need to use the specific links on that page to qualify for this bonus, although you can choose from any of the personal checking accounts listed. 
2. Receive a single direct deposit of at least $500 within 60 days: If you complete this step, you’ll be eligible for a $300 bonus.
3. Make three consecutive monthly deposits of $100 or more into the savings account: To earn an additional $100 bonus, you must make monthly deposits of $100 or more into the savings account for three months, starting the month after the account is opened.
4. Receive your $300 or $400 bonus: The time it takes Citizens Bank to deposit the $300 bonus into your account depends on the month you opened the account. If you earn the savings bonus as well, it will be deposited into your checking account four months after account opening.

This bank may also offer other promotions; see more Citizens Bank Bonuses.

• Your account must stay open, active, and in good standing until you receive the bonus. 
• Deposits from money transfer apps like Cash App and Venmo don’t count as direct deposits.
• Debit card transactions include in-person and online payments using your card; online bill payments and Zelle transactions don’t count toward the bonus.
• The bonus is not available to people who’ve been listed as the primary owner on any Citizens Bank personal checking accounts within the past six months.

1. Use the linked offer page to open a new Total Checking account: Use the link provided to open an account online, or enter your email address to get a code you can take with you to open an account at a local Chase branch. 
2. Get at least $500 in qualifying direct deposits within 90 days: This can be cumulative, so you can use several direct deposits to reach this level if needed. 
3. Receive the $300 bonus: Chase will deposit the bonus into your account within 15 days after you meet the bonus offer requirements, so keep it open at least until then.

This bank may also offer other promotions; see more Chase Bank Bonuses.

• Not available if you already have a Chase checking account, or have held one within the past 90 days
• Not available if you’ve had any Chase checking account closed with a negative balance in the last three years
• Not available if you’ve received any other Chase checking bonuses within the past two years
• Direct deposits must be from payroll or government benefits; peer-to-peer transfers through services like Zelle don’t count.

1. Open a new account via the offer page: You can open an account directly online from the promo page above, which will generate the correct code to make you eligible for the bonus. Or, you can enter your email address to receive an offer code you can take to a local branch.
2. Receive at least $1,000 in qualifying direct deposits: You’ll have 90 days to complete this requirement. Qualifying deposits include payments from your employer or government benefits; transfers through services like Zelle don’t count.
3. Receive your $300 bonus: After 90 days have passed, Wells Fargo will verify your eligibility and deposit the bonus into your new checking account within the next 30 days.

• This bonus can’t be combined with any other Wells Fargo account bonuses. 
• Not available if you’re a current Wells Fargo personal checking account holder or if you’ve had an account within the past 12 months

1. Open a new Virtual Wallet with Performance Select account via the promotional page linked above: You must open the account through the page linked above. This offer is only available to residents of select regions; you'll be prompted to enter your ZIP code to confirm eligibility.
2. Receive qualifying direct deposits of at least $5,000 within 60 days: Qualifying direct deposits include paycheck, pension, Social Security, and other sources of regular monthly income. Wire transfers, P2P transfers via Zelle, and other transfers do not count.
3. Receive your $400 bonus: The bonus will be deposited in your account within 60 to 90 days of meeting the requirement. Your account must remain open to receive the reward.

This bank may also offer other promotions; learn more in our PNC Bank Review.

• Not eligible if you or any signer on the new account has an existing PNC Bank consumer checking account.
• Not eligible if you or any signer on the new account has closed a PNC Bank consumer checking account within the past 90 days.
• Not eligible if you’ve received any other PNC promotional offer in the past 24 months.

1. Visit the SoFi website using the link above.
2. Open a new SoFi Checking & Savings Account: Start your application using the link above.
3. Set up direct deposit: Direct deposits must be from your employer’s payroll or benefits service to qualify for the bonus.
4. Deposit $1,000 or more: Make total qualifying direct deposits of $1,000 or more in the first 25 days to earn a $50 bonus, or make total qualifying direct deposits of $5,000 or more during that same period to earn a $300 bonus.
5. Get your bonus: You’ll receive the bonus within seven days of finishing the initial 25-day period.

The bonus is available to both new and existing members without a history of direct deposit into a SoFi checking or savings account. You must be 18 or older to open an account through SoFi. 

1. Use the link to open a new account online or at a branch: You’ll need to use the link from the bonus offer page to open an account online. If you want to open the account in person, enter your email address to receive an offer code you can bring to the branch. 
2. Deposit $2,000 or more within 30 days: This must be of new money, so you’ll need to make these deposits from a non-Chase bank account.
3. Maintain at least a $2,000 balance for 60 days.
4. Complete five qualifying transactions within 90 days: Only specific transactions count, including debit card purchases, ACH transfers, wire transfers, Chase QuickAccept transfers to receive a credit or debit card payment, Chase QuickDeposit transactions, and Chase Online Bill Pay transactions.
5. Receive your bonus within 15 days: Chase will deposit the bonus into your new checking account within 15 days of you meeting the requirements.

This bank may also offer other promotions; see more Chase Bank Bonuses.

• Not eligible if you already have a Chase business checking account
• Not eligible if you’ve closed another Chase business checking account within the past 90 days, or had one closed with a negative balance within the past three years
• Not eligible if you’ve earned another Chase business checking offer within the past two years
• Political and campaign accounts are not eligible.

1. Open a new U.S. Bank business checking account with the promotional code: Use the promo code found on the linked page above. You can open one of several checking accounts with this offer: Silver, Gold, or Platinum Checking.
2. Deposit $5,000 to earn a $300 bonus, or $30,000 for an $800 bonus, within 30 days: The deposits must be of new money to U.S. Bank; money transferred from another U.S. Bank checking account doesn’t qualify.
3. Maintain that balance for 60 days after opening the account: If you deposited $5,000 for the $300 bonus, you need to maintain a balance of at least $5,000. If you deposited $30,000 for the $800 bonus, you must maintain at least $30,000.
4. Receive a bonus depending on your deposit amount: The bonus will be issued within 30 days after the month in which you complete the requirements.

This bank may offer other promotions right now as well; see more U.S. Bank Bonuses.

• Only for new U.S. Bank business checking customers
• Not eligible if you’ve had a business checking account at U.S. Bank in the past 12 months

1. Open a new Unlimited Business Checking account through the link above: You can apply online from the bank’s offer page, which will generate the right bonus code with your application. If you prefer to open the account in person, you’ll need to select “Open at a Branch” on the offer page to get the code by email. 
2. Deposit at least $5,000 in new money into your account within 60 days: You can do this in stages, or all at once. The money must be new to Huntington Bank; it can’t come from another Huntington checking account, for instance.
3. Keep your account open for at least 90 days: Regardless of when you move the required deposit into your account, you’ll need to keep the account open for at least 90 days from the day you opened it.
4. Receive your $400 bonus: After you meet the bonus requirements, Huntington Bank will deposit $400 into your new checking account within 14 days. Keep your account open for at least 180 days, however, to avoid paying an early closure fee.

This bank may also offer other promotions; see more Huntington Bank Bonuses.

• Qualifying deposits must be made with “new” money, from outside of Huntington Bank.
• Offer only available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, and Wisconsin
• Not available if you currently are or within the past six months have been listed as an owner on any Huntington Bank business checking accounts
• If you earn this bonus, you may not be eligible for any other Huntington Bank sign-up bonuses for another 12 months, even if they’re for other businesses that you own.

1. Open a new Unlimited Plus Business Checking account: Use the link above to open an account online, or select “Open at a Branch” to get a code to take with you when you open it in person. Use the link provided on this page so the correct bonus code is applied to your account.
2. Deposit at least $20,000 within 30 days of account opening: This must be “new” money, not from any other Huntington Bank accounts.
3. Maintain that balance for 60 days: Keep a minimum daily balance of $20,000 for at least 60 days.
4. Keep your account open for 90 days: This 90-day clock starts when you open your account, not when you make the qualifying deposit. However, it’s best to keep the account open for 180 days; if you close it earlier, Huntington Bank will charge you an early account closing fee.
5. Earn your $1,000 bonus: Once you’ve met the requirements, Huntington will deposit the $1,000 bonus into your account within two weeks of the 90-day mark.

This bank may also offer other promotions; see more Huntington Bank Bonuses.

• Qualifying deposits must be made with “new” money, from outside of Huntington Bank.
• Offer only available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, and Wisconsin
• If you have any other Huntington Bank business checking accounts, or have had any within the past six months, you’re not eligible for this bonus. 
• Receiving this bonus can make you ineligible for future Huntington Bank business bonus offers for the next 12 months.